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Structure · 2026-27

Self-Employed vs Limited Company

See how much take-home pay you'd keep as a sole trader versus a limited company at the same level of profit.

Your business
£

The limited company route assumes a small director's salary topped up with dividends — the usual tax-efficient mix. Employer NI and the Employment Allowance are not modelled.

Limited company keeps more
£2,140
Extra take-home vs the other structure, each year
Limited companySole trader
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Sole trader: Income Tax + Class 4 NI. Limited company: Corporation Tax (with marginal relief £50k–£250k) then dividend tax. A simplified comparison — your circumstances may differ. Not a substitute for professional advice.