Estimates for the 2026-27 tax year (England & NI rates). Assumes a standard tax code, Class 1 employee NI and no other income. Not a substitute for professional advice.
Your take-home is gross pay less Income Tax, National Insurance and any pension. We apply 2026-27 thresholds, taper the personal allowance above £100,000, and split Income Tax across the basic, higher and additional rate bands.
2026-27, using current HMRC bands and thresholds for England & Northern Ireland.
Not yet — Scottish income tax bands differ. A Scotland toggle is on the roadmap.
Yes. Pension contributions are deducted before tax and NI, lowering both.
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